How to Invest in Sit Mutual Funds

By Check:

Mail a completed application and check made payable to Sit Mutual Funds.

Note: Certain checks and other instruments are not accepted without prior approval, such as third-party checks, money orders, traveler’s checks, starter checks, and credit card checks.

By Wire:

To open an account with wire proceeds, you must first establish a Sit account number. Send a completed application and a request for a new account number. A representative will contact you with the new account number.

Note: Sit Mutual Funds does not charge a fee for incoming wires. Check with your bank for any fees associated with sending a wire transfer.

By Exchange:

Exchange between Sit Funds after reviewing the new fund’s prospectus and ensuring it aligns with your investment objectives.

• Call 800-332-5580 (press 0 or say “operator” to bypass automation)
• Log in through Account Access (registration required)
• Use the automated voice line at 800-332-5580 (registration required)

By Check:

Mail a check made payable to Sit Mutual Funds. Include a completed investment slip or a signed letter of instruction.

By Wire:

Wire proceeds to Bank of New York Mellon using the below wire instructions:

ABA#:

011001234

Credit:

0000733571

BNY Mellon Investment Servicing as Agent for Sit Mutual Funds

Further Credit:

Sit Account Name

Sit Fund/Account Number

Bank Address (required by some financial institutions):

Bank of New York Mellon

135 Santilli Highway

Everett, MA  02149

Note: Sit does not charge to receive wires, but your bank may assess a fee.

By ACH (Automated Clearing House):

• Call an investor services representative at 800-332-5580 (press 0 or say “operator”)
• Log in to Account Access, go to the “Trading” tab
• Use the automated phone line at 800-332-5580

Note: ACH bank information must be established on your Sit account. This can be added during application or later using the appropriate change form (based on account type). Setup may take up to 10 days. ACH requests made before market close are effective the next business day. ACH transactions are typically free of fees.

Initial purchase minimums for the Sit Funds are $5,000 per Fund for a non-IRA account and $2,000 per Fund for an IRA account except for the following Funds: Class I shares of Sit Dividend Growth, Sit Global Dividend Growth, Sit Small Cap Dividend Growth and Sit ESG Growth Funds have a $100,000 minimum initial investment.   Subsequent investments for all Funds are a minimum of $100.  Please see the “Buying and Selling Shares” section of the prospectus for more details.

Sit Mutual Funds are also available through many self-directed brokerage accounts, and numerous financial advisors recommend Sit Mutual Funds to their clients.  Each firm may have additional fees, different account minimums or other restrictions, so please check with your brokerage company or financial advisor for details.  Sit representatives will not be able to see your account held through an intermediary, but they will still be able to answer questions about the Funds in general.  Below is just a small sample of brokerage/advisory availability:

• Charles Schwab & Co., Inc.
• Fidelity Brokerage Services, LLC
• TD Ameritrade, Inc.
• E*TRADE Securities,  LLC
• Scottrade, Inc.
• Wells Fargo Advisors, LLC
• U.S. Bank, NA

If Sit Mutual Funds are not available through your broker’s/advisor’s trading system, please call us at 800-332-5580 or email us at info@sitinvest.com for further assistance.